O que considerar ao fazer um financiamento de imóveis?

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• você encontra o imóvel desejado, que pode ser novo, usado ou mesmo de uma construtora, ou incorporadora, ainda na planta;

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• conhecendo o valor pedido, você faz a simulação de um financiamento de imóveis para descobrir o máximo que pode financiar, bem como calcula os valores de parcelas, o prazo de pagamento, as taxas de juros, entre outros dados;

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• a documentação do imóvel (que precisa estar regularizada) será verificada;

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• se tudo estiver certo, o banco solicitará alguns documentos e pode enviar um engenheiro até o imóvel para fazer uma avaliação;

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• após a assinatura do contrato, o vendedor espera cerca de um mês para receber o valor financiado.

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